HDFC Credit Card Loan: Hello friends, do you also want to apply for HDFC Credit Card Loan? If yes then this post is going to be of great use to you as in this post I will throw light on all the factors related to HDFC Credit Card Loan which you need to know before taking the loan and also here, you will get the various types of HDFC Bank Loan on Credit Card. You will also read about loans and their associated benefits.
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HDFC Bank, which is one of the largest banks in India, provides loan facility on credit cards to its customers. If you are using HDFC Bank Credit Card and need immediate cash then you can apply for the loan as per your credit limit. HDFC Bank will immediately deposit the loan amount into your savings account. This loan comes with attractive interest rates.
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HDFC Bank Credit Card Loan Features and Benefits
- Instant Loan: The loan amount will be credited to your savings account instantly.
- Attractive interest rates: HDFC Bank offers attractive interest rates on credit card loans.
- No Documents Required: No documents are required to apply for a credit card loan.
- Tenure: The credit card loan tenure range varies from 12 months to 4 years.
- Loan Amount: The HDFC Bank Credit Card loan amount is pre-approved.
- Convenient Disbursement: HDFC credit card loans can be conveniently disbursed through the borrower’s credit card.
HDFC Credit Card Loan Types
HDFC Bank offers 3 different types of Personal Loan on Credit Card which are given below:
- HDFC Credit Card Jumbo Loan (Instant Jumbo Loan): This type of loan on your credit card exceeds the credit limit given to your card.
| HDFC Credit Card Jumbo Loan | |
| Eligibility | Only pre-approved cardholders can apply for this loan. |
| Loan amount ranges | Ranging from Rs 30,000 to Rs 10,00,000, the loan amount is decided by the bank based on the customer’s profile. |
| Required Documents | No additional documents are required for pre-approval. |
| Interest rate | as per customer profile |
| Loan tenure | 12 to 60 months |
| Processing fee | upto Rs 9,00, depending on eligibility and card offer |
- HDFC Credit Card Insta Loan (Instant Loan): This loan is a pre-approved loan that is given as per your credit limit.
| HDFC Credit Card Jumbo Loan | |
| Eligibility | Only pre-approved cardholders can apply for this loan. |
| Loan amount ranges | from Rs 10,000 to Rs 5,00,000, loan amount will be given as per your credit limit. |
| Required Documents | No additional documents are required for pre-approval. |
| Interest rate | as per customer profile |
| Loan tenure | 12 to 48 months |
| Processing fee | upto Rs 7,00, depending on eligibility and card offer |
- HDFC SmartEMI
| HDFC Credit Card Jumbo Loan | |
| Eligibility | Only pre-approved cardholders can apply for this loan. |
| Loan amount ranges | from Rs 500 to Rs 5,00,000, loan amount will be given as per your credit limit. |
| Required Documents | No additional documents are required for pre-approval. |
| Interest rate | as per customer profile |
| Loan tenure | 9 to 36 months |
| Processing fee | 1% of the loan amount |
Netbanking
- Log in to your HDFC Net Banking account.
- Click on ‘Card’.
- Select the option of ‘Credit Card’.
- Click on ‘Transact’.
- Select ‘Insta Loan’.
Eligibility Criteria for HDFC Credit Card Loan
The eligibility criteria for availing loan on HDFC Bank Credit Card are given below:
- Having a good credit score.
- Making payments on time.
- Have to have good transaction history.
You can follow the steps given below to check eligibility for HDFC Credit Card Loan:
Phone Banking
- You can call HDFC Credit Card Customer Care to know whether you are eligible for loan on your credit card or not.
How to apply for HDFC Credit Card Loan?
You can apply for loan on credit card through HDFC Internet Banking or call the bank’s customer care to raise a loan request. If you are pre-approved for HDFC Credit Card Loan, you will see the application form along with the loan limit.
| HDFC Credit Card Loan | Click here |
